Deanna Valeo

What's going with mortgage rates right now? April 14, 2014

There are many decisions consumers make when buying or selling a home, such as when will be the right time to move and which loan is best for your financial goals. Even though long-term home mortgage loan interest rates are higher than the record lows seen in 2012, they still remain below historical levels and have been in a holding pattern for all of 2014. Freddie Mac announced that 30-year fixed-rate mortgage averaged 4.41% in the week ending April 3, up from 4.4% last week. A 15-year ..... read more

Charlotte Realtor Real Estate Review March 31, 2014

Buyers and sellers in the Charlotte metro area are faced with very important decisions in the current housing market. Home mortgage interest rate loans are inching up as Freddie Mac announced that the average rate on a 30-year, fixed rate mortgage was 4.4%, up from 4.31%. A 15-year, fixed mortgage rate averaged 3.42%, up from 3.32%, while a one-year, adjustable rate mortgage averaged 2.44%, dipping from 2.49%. I want my wants buyers to understand the current ..... read more

Fairway Best Mortgage Company to work for March 21, 2014

We could have told you this, but Mortgage Executive magazine beat us to it!  read more

A Deeper Look Into First Time Homebuyers March 18, 2014

Let's take a deeper look into today's First Time Home buyers in the Charlotte area. Right now about 38% of buyers are First Time Home Buyers when normally that number is north of 40% and closer to 45%. The National Association of Realtors published a profile of homebuyers and sellers and here is what they found: The average age of a First Time Homebuyers is 31. The Average Income is $67,400. 66% of First Time Homebuyers ..... read more

Why do Realtors recommend Fairway Mortgage of the Carolinas? March 6, 2014

Why do I work at Fairway Mortgage of the Carolinas? The short answer is I discovered that  Fairway allows me to take the best possible care of my clients and   my referral partners  and there is nothing more important in our business. You may not have heard the name Fairway Mortgage before because we don't invest in large advertising campaigns. Instead,  we invest in people, speed, technology and responsiveness.  Fairway has a true ..... read more

Ten Things to Get Straight Before You Renovate February 26, 2014

Special feature courtesy of  Bruce Irving Renovation & Real Estate Services 1. Live there . Unless the home you've just purchased is a total wreck, live in it for a good period of time before shaking it up with a renovation. Learn its flow, where the groceries land, where the laundry wants to go, how the sun hits it, where the choke points are, which way the rain slants, even get a sense of its soul--all of which will inform your choices when you make your plans to ..... read more

Charlotte Is Ranking In All The Right Places February 19, 2014

  We know that Charlotte's growth is booming, but now there's proof! It was recently announced by Forbes that Charlotte was 3rd on the Top 10 Investment Cities list, and also by the U.S Green Building Council that North Carolina was ranked 7th in the country for properties that earned LEED Certification. According to Forbes Magazine, 2014 is a great year to invest in the Charlotte Real Estate Market. The rankings for "Top Cities to Invest In" are ..... read more

What You Need to Know About Your Credit Score and How to Protect It February 6, 2014

If you are applying for a home loan in the Charlotte area, one of the first things to do is confirm your credit score . A credit score is the number that lenders use to verify whether or not you can borrow money. The three major credit bureaus "assign" you a number based upon their analysis of your track record of paying bills on time. Lenders can then use the average of the three bureau's numbers (they typically vary from 1-30 points from one another) to ..... read more

Charlotte could be One the Fastest Growing Real Estate Markets in 2014 January 30, 2014

2013 may have brought many changes to our standard housing market but Charlotte, North Carolina has made every effort to make sure it will stay one of the fastest growing real estate markets for 2014. While looking at the local economy and growing employment, Charlotte is near the top of many real estate market lists. As the headquarters to many large corporations, Charlotte's metropolitan area is a major financial, medical and educational sector in the Eastern part of the country. ..... read more

Tips That Real Estate Agents Wish You Knew January 27, 2014

Buying a home is the biggest financial transaction for the majority of Americans, and yet most don't know much about the process of buying and selling homes. If you are a buyer ready to move into a larger home, you will want to start your search by talking to me about your financial goals and what payment you can afford for your next home. The next person to talk to is a skilled real estate agent. Discuss what you are looking for in a new home and ask questions. Over many years of ..... read more

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