Why do Realtors recommend Fairway Mortgage of the Carolinas?
March 6, 2014
Why do I work at Fairway Mortgage of the Carolinas? The short answer is I discovered that Fairway allows me to take the best possible care of my clients and my referral partners and there is nothing more important in our business.
You may not have heard the name Fairway Mortgage before because we don't invest in large advertising campaigns. Instead, we invest in people, speed, technology and responsiveness.
Fairway has a true ..... read more
Ten Things to Get Straight Before You Renovate
February 26, 2014
Special feature courtesy of Bruce Irving Renovation & Real Estate Services
1. Live there . Unless the home you've just purchased is a total wreck, live in it for a good period of time before shaking it up with a renovation. Learn its flow, where the groceries land, where the laundry wants to go, how the sun hits it, where the choke points are, which way the rain slants, even get a sense of its soul--all of which will inform your choices when you make your plans to ..... read more
Charlotte Is Ranking In All The Right Places
February 19, 2014
We know that Charlotte's growth is booming, but now there's proof! It was recently announced by Forbes that Charlotte was 3rd on the Top 10 Investment Cities list, and also by the U.S Green Building Council that North Carolina was ranked 7th in the country for properties that earned LEED Certification.
According to Forbes Magazine, 2014 is a great year to invest in the Charlotte Real Estate Market. The rankings for "Top Cities to Invest In" are ..... read more
What You Need to Know About Your Credit Score and How to Protect It
February 6, 2014
If you are applying for a home loan in the Charlotte area, one of the first things to do is confirm your credit score . A credit score is the number that lenders use to verify whether or not you can borrow money.
The three major credit bureaus "assign" you a number based upon their analysis of your track record of paying bills on time. Lenders can then use the average of the three bureau's numbers (they typically vary from 1-30 points from one another) to ..... read more
Charlotte could be One the Fastest Growing Real Estate Markets in 2014
January 30, 2014
2013 may have brought many changes to our standard housing market but Charlotte, North Carolina has made every effort to make sure it will stay one of the fastest growing real estate markets for 2014. While looking at the local economy and growing employment, Charlotte is near the top of many real estate market lists. As the headquarters to many large corporations, Charlotte's metropolitan area is a major financial, medical and educational sector in the Eastern part of the country.
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Tips That Real Estate Agents Wish You Knew
January 27, 2014
Buying a home is the biggest financial transaction for the majority of Americans, and yet most don't know much about the process of buying and selling homes. If you are a buyer ready to move into a larger home, you will want to start your search by talking to me about your financial goals and what payment you can afford for your next home.
The next person to talk to is a skilled real estate agent. Discuss what you are looking for in a new home and ask questions. Over many years of ..... read more
Improve your Credit Score like this!
January 16, 2014
Building a strong credit score takes time and effort and must include smart financial decisions. Credit scores can range from 300 to 850 and the higher your score is, the more likely you are to receive great rates on your lending options.
America, as a whole, has a surprisingly decent credit score, as a third of all consumers range from 749-799. But knowing your number can make all the difference.The key behavioral patterns associated with high credit scores (around the 800 mark) are ..... read more
This Week's Trends
January 14, 2014
After moving upward in the first week of the New Year, long-term home mortgage loan interest rates, held steady this past week. Freddie Mac says the average rate on a 30-year fixed-rate mortgage was 4.51% in the week ending Jan. 9, down from 4.53% last week (Thirty-year mortgages averaged 3.40% a year ago.) A 15-year fix averaged 3.56% this week, up from 3.55%. A one-year adjustable-rate mortgage averaged 2.56%, down from 2.60%.
Most recent reports on the Charlotte housing ..... read more
Five Reasons Charlotte Real Estate Agents Make Buying and Selling Easy
January 10, 2014
If the past decade taught us anything, it is the best real estate information combined with good lending practices, that are the fundamentals of building a solid housing market. Guiding homebuyers with experience and knowledge is the best way to continue the growth and recovery we have seen recently and into the future. At Fairway, we are always looking for the right Realtor partners because we know we can trust them to look after our clients, but we also know that working with a great agent ..... read more
New Rules for the Mortgage Industry!
January 8, 2014
Real Estate Review and New Mortgage Loan Rules
Amid the signs of a strengthening economy and a rebound in consumer confidence, 2014 started the year with long-term mortgage interest rates edging upward. Freddie Mac says the average rate on a 30-year fixed-rate mortgage was 4.53% in the week ending Jan. 2, up from 4.48% last week. That's a far cry from the record lows hit in November 2012, when 30-year rates averaged just 3.31%. The average rate on a ..... read more