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News Archive

June 18, 2009

Valeo Croy Team now Tweeting!

Charlotte, NC - The Valeo Croy Team is now following you on Twitter! Follow us at valeocroyteam.


October 2, 2008 - Released by Dianne Ennis Stewart, BSA PR & Marketing

Deanna Valeo speaks at the Metrolina Real Estate Investors meeting in Concord, NC

Charlotte, NC - Deanna Valeo, well-known award-winning Charlotte mortgage professional and member of The Valeo Croy Team at Cunningham and Company Mortgage Bankers, addressed the Concord meeting of the MeREIA on Thursday October 2, 2008. See this link in The Salisbury Post


July 15, 2008 - Released by Dianne Ennis Stewart, BSA PR & Marketing

Deanna Valeo joins Cunningham & Company Mortgage Bankers ...

Charlotte, NC -   Well-known award-winning Charlotte mortgage professional,  Deanna Valeo has joined Cunningham & Company Mortgage Bankers as  Loan Officer. 


September 3, 2007 - Released by Dianne Ennis Stewart, BSA PR & Marketing  

Todd Croy joins GMAC Mortgage ...

Charlotte, NC -   Charlotte mortgage professional,  Todd Croy has joined GMAC Mortgage as Loan Consultant.


August 15, 2007 - Released by Dianne Ennis Stewart, BSA PR & Marketing

Deanna Valeo joins GMAC Mortgage ...

Charlotte, NC -   Well-known award-winning Charlotte mortgage professional,  Deanna Valeo has joined GMAC Mortgage as  Loan Consultant. 

 

January 16, 2006 - By Deanna Valeo

How to choose a Mortgage Lender ...

When choosing a lender, whether you are buying or refinancing, the initial impulse for many people is to look for the lowest interest rate possible.Yes, the interest rate is very important, but the truth is that lenders these days offer very similar rates, so other factors may be even more significant.To pick the right lender, it’s not a bad idea to call up a few and quiz them a bit.Here’s what to look for…

Is the loan officer straightforward when talking to you?Good loan officers will answer your questions in plain English instead of using “lender lingo.”They will also answer your questions directly, rather than being intentionally vague. Is the lender showing genuine interest in helping you by asking you questions about your particular situation?Are they listening to you?Or are they just fast talking about low interest rates and “no fees?”A good lender will listen to your needs, then offer you the loan that best suits you.A bad lender will quickly give you a bunch of empty promises, and leave you wondering whether or not they can deliver ....  read more  



January 1, 2006 - By Lew Sichelman  

Lenders Looking at 'White Lie' Fraud

To date, the mortgage community together with law enforcement agencies at both the state and federal levels have concentrated their efforts to combat fraud on industry insiders and criminals who have bilked the business out of millions, if not billions, of dollars.
 
But now lenders and the authorities are starting to turn their attention to regular borrowers who are often prompted into falsifying their applications by loan officers who tell them it's OK because "everybody does it."
 
"Fraud for property" is the industry term used to describe usually honest folks who exaggerate their incomes or tell other white lies to obtain the financing they need to make their transactions work.
 
Property fraud isn't nearly as costly as those schemes designed to put cash in people's pockets, otherwise known as "fraud for profit." But it is just as insidious. Indeed, the portfolios of practically every lender in the land are said to be riddled with these so-called liar loans ....  read more  
 
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